¡HI! But some companies are reluctant to invest due to unforeseen challenges and cost. 4.) To do this, it is necessary to apply the Enterprise Architecture (EA) discipline that provides the most complete ability to arrive at a common understanding of how infrastructure and business functioning really are (strategies, operations, information systems and technologies) and thus to know with more certainty what, where, when, how, and why to digitally transform the organization. The approach is already a first step, because you will have realized that you can not lose competitiveness because of your digital incompetence, and the organization is not willing to disappear in the near future if you do nothing about it. That effect goes beyond new degrees of freedom in design and manufacturing stages to procurement and use. These processes have requirements, roles, and security definition, and the use case is tightly linked to provide a detailed requirement for the configuration, End-to-end use case scenarios and test scripts. Discover our 3D Printing and Additive Manufacturing Consulting services. Taking action against systemic bias, racism, and unequal treatment, Key opportunities, trends, and challenges, Go straight to smart with daily updates on your mobile device, See what's happening this week and the impact on your business. DTTL and each of its member firms are legally separate and independent entities. Esta política puede ser actualizada, por lo que le invitamos a revisarla de forma regular. Automatic learning through cognitive ability will support the decision-making of participants in the business process, as it will help them make better decisions based on information analysis and large volumes of data. There is also a concern about presenting access to a surrogate copy Digitization is the process of converting information into a digital (i.e. Digital product lifecycle management (PLM) technologies are transforming how businesses manage product development information. But some organizations are hesitant to undertake this transformation because of the complexity, the pitfalls, the unknowns, and the cost involved. It is also an opportunity to digitize established business processes and define the roles each one will play in a collaborative context– who will be in charge of digitization? DataOne Best Practices – Life cycle diagram and guide to managing data throughout the data life cycle. DTTL (also referred to as "Deloitte Global") does not provide services to clients. B) Continuous Improvement Stage for Business Optimization: Given the changing and competitive environment faced by companies, it is vital to consider a methodology for continuous improvement that allows an optimized, sustainable and profitable digital business model. Agenda Need for Data Digitization in e-Governance Projects Data digitization methods Approach for data digitization and data … It defines the relationships between the three main assets of a company: Business (Strategy, Quality, Value Chain, Line of Products and Services), Organization (Functional Units, Third Parties, Locations) and Processes (Process Models, Business, Activities, Flows). University of Virginia Data Life Cycle – Diagram and guide to data management. computer-readable) format, in which the information is organized into bits. To remedy this, Deloitte has constructed an alternative approach. Data Ethics – DoD must put ethics at the forefront of all thought and actions as it relates to how data is collected, used, and stored. Digitization is used in several meanings as said but for us it has two meanings which are closely related with each other. Digital Transformation – Image scanning is a first step in building a digital transformation plan. Life cycle – overused? Leading organizations in every industry are wielding data … DMA process and technical templates help mitigate unknown risks and bring efficiencies, innovation, and productivity improvements to enable cost and time savings. The organizational change brought about leads to a change of attitude of employees, because it changes the way they do and supervise the work of their responsibility. Samir has helped numerous clients improve time-to-market, reduce e... More. GET OUR NEWSLETTER, THANKS FOR NOTICING HIGH FOR OUR NEWSLETTER, ENTERPRISE SOLUTIONS BASED ON STRATEGY AND MANAGEMENT, New solutions aimed to accompany you on your challenges and improve your business, Tramsformers business models in a fast changing world, COMMITMENT TO THE SUCCESS OF OUR CUSTOMERS AND PARTNERS, By Pedro Robledo, BPM process management expert. Each phase in the digital lifecycle helps agencies to think about their users' needs as they deliver digital products, for example websites, apps and … It is necessary to align the performance of the key business processes that support the new digital business model to the strategic objectives, so that the time and resources necessary to improve those processes that help to achieve the strategic challenges are focused. The information contained in traditional print materials such as important records, minutes of important meetings, original drawings, and … In this format, information is organized into discrete units of data (called bit s) that can be separately addressed (usually in multiple-bit groups called byte s). Data Capture: cap… Digital transformation is one of the driving forces in business today. It is important to be aware that Digital Transformation refers to the use of digital technologies to achieve new business models where the physical and digital worlds are mixed, with disruptive improvements in the organization, becoming more competitive, increasing revenues, greater efficiency and greater Customer (or citizen) satisfaction, which will produce three main changes in the organization: change in the line of products and services, change in the value chain and change in the business model. Implementing DPLM can provide the following potential benefits to your organization: Digital product lifecycle management business transformation is a major commitment, regardless of how small or large a change you are making. Utilizamos cookies para mejorar la experiencia de navegación del usuario y para estudiar cómo se utiliza nuestro sitio web. EN Data Collection – DoD must enable electronic collection of data at the point of creation and maintain the pedigree of that data at all times. • Data Life Cycle : The data life cycle is a term coined to represent the entire process of data management. Manufacturers, retailers and consumers are linked via the Internet; products and machines are interconnect… Digital transformation must be understood as a process of permanent innovation, which we represent as a continuous cycle. The Deloitte Product Lifecycle Management Solution process models incorporate Deloitte’s lean engineering leading practices and include major PLM processes to accelerate blueprinting. A podcast by our professionals who share a sneak peek at life inside Deloitte. In order to manage digital change, it will be necessary to systematically lead a parallel project that creates a climate for change, engages and empowers the entire organization, motivates those involved in change, assimilates that it is a change of improvement, and is managing to implement and maintain the transformation with short-term achievements and over time. Some of the most common stages in a document’s lifecycle are: draft, reviewed, approved, distributed, archived and destroyed. HOW TO GUIDE ORGANIZATIONS IN MATURITY IN BPM. Digital product lifecycle management (PLM) technologies are transforming how businesses manage product development information. They often lack the engineering efficiency, speed, and flexibility that could make an impact on improving their bottom line. 2 Understanding the data : Once you have understood the “Objective”, understanding the data is crucial. In order to analyze what innovation is required, the organization has to study the current performance of the 5 main pillars (Business, Organization, Objects, Data and Processes) with precise and relevant metrics. We offer Deloitte Product Lifecycle Management (DPLM), a pre-configured solution that can help companies accelerate their PLM transformations. The API Console is a place a user can go who has an interest in learning the Lifecycle API. The following steps must be taken: A) Strategic Digital Innovation Stage: A process that begins by understanding the strategies and objectives of the organization, completely rethinking its operations, to ensure an attractive value proposition for customers. Explore our product and R&D strategy, Brian is a principal with Deloitte Consulting LLP and leader of its US Product Strategy & Lifecycle Management practice. PDF, image, Word document, SQL database data. Course: e-Governance Project Lifecycle Day 3: Session 2 Data Digitization & Quality Management. Data Acquisition: acquiring already existing data which has been produced outside the organisation 2. It is the same way that we do in SDLC (Software Development Life Cycle) model, If the requirement is not clear, then you might develop or test the software wrongly. Data Life Cycle embedded in Research Life Cycle •Information Life Cycle … For starters, digitization is creating a digital (bits and bytes) version of analog/physical things such as paper documents, microfilm images, photographs, sounds and more. Digitization has a profound effect on the lifecycle of a Thing from its design to its decommissioning. The term is used when converting information, like text, images or voices and sounds, into binary code. A business analyst might have been given the task of coming up with reporting data. In this initial phase, you'll develop clear goals and a plan of how to achieve those goals. Along with advanced analysis (Streaming Analytics with the application of CEP methodology -Complex Event Processing-) will allow the organization to anticipate to detect patterns of behavior through the correlation of events that allow you to identify potential risks in time operations or identify opportunities that require an immediate action. The data may have logic and validations applied to it throughout either process. The result? • It starts with concept study and data collection, but importantly has no end, as data is continually repurposed, creating new data products that may be processed, distributed, discovered, … In the United States, Deloitte refers to one or more of the US member firms of DTTL, their related entities that operate using the "Deloitte" name in the United States and their respective affiliates. Product lifecycle management transformation, Principal | Consumer & Industrial Products, Telecommunications, Media & Entertainment, An alternative approach to digital product lifecycle management, Our digital product lifecycle management transformation approach, Potential benefits of the Deloitte Product Lifecycle Management solution, Critical success enablers for transformation, Discover our 3D Printing and Additive Manufacturing Consulting services, Integrated predefined processes: new product introduction, project management, requirements management, change control, bill of material (BOM), design for X, and document management, Preconfigured data model: objects and attributes, Preconfigured process maps for each capability area, 15 percent to 30 percent average reduction in implementation timeline (increased reduction based on further complexity reduction of processes and configuration), 25 percent to 50 percent savings in data migrations effort and final cutover time, 30 percent to 50 percent savings in implementation costs, 10 percent to 20 percent improvement in engineering efficiency, Improved engineering effectiveness and quality of the end product, Increased adoption of leading practice-enriched process design, Enforced process standardization across the organization, Improved ability to focus on continuous improvement by monitoring performance metrics, Begins with out-of-the-box processes, configuration, and modifications (approximately 20 percent) where necessary to meet client specific needs, Next, the processes are identified based on the initial assessment. Change challenges workers to learn, adapt, assimilate information, and reach new skills. Once a dataset’s data and lifecycle events are in a known state with lineage, new and exciting opportunities are possible, writes David Levine, head of data product strategy for PeerNova. Based on experience with large transformations, we’ve developed a library of templates and tools that can accelerate the process to mature and deploy the base DPLM solution as per client need. The specific set … He has more than 20 years of consulting experience specializing in product deve... More, Mark is a principal with Deloitte Consulting LLP and leader of its Global Product Development practice. The concept of defining and organizing this process into repeatable steps for enterprise organizations is known as Data Life Cycle … Si navega por nuestro sitio web, estará aceptando el uso de las cookies en las condiciones establecidas en la presente política de cookies. Often, their product development processes and information are managed within silos. To stay ahead of the competition, business leaders often think they need stronger, more effective and cohesive management across specific areas like product development, manufacturing, finance, and technology. The life cycle of digital transformation represents a journey of innovation that seeks continuous excellence to respond with agility to possible global economic changes, business competition, new regulations, new technological disruptions to arrive and mainly to respond to new customer expectations. Dipen has delivered ... More, Samir is a principal at Deloitte Consulting, and has more than 20 years of consulting and industry experience in product development. satyendra; July 30, 2016; 1 Comment ; bit, byte, Data, Digitization, documents, file, format, life cycle, Pixel, preservation, records, scanning image,; Digitization Process . Digital solutions for the entire building lifecycle Buildings are talking. If you plan on hypothesis testing your data, this is the stage where you'll develop a clear hypothesis and decide which hypothesis tests you'll use (for a… B) Phase of Modeling of Key Processes: With the strategic and tactical objectives defined in the Enterprise Architecture, the modernization, rationalization and simplification of the current business processes is prioritized, as well as the creation of the new key processes necessary for the new business rethinking. When a company raises the Digital Transformation it encounters two main obstacles, the lack of understanding about what is Digital Transformation and not knowing how to start. That data can be collected, analysed and allowing for actionable insights learnt from. Indeed, we estimate that for most companies, 85%-95% of data is never fully utilized, and therefore wasted. The first phase of the data lifecycle is the creation/capture of data. It is performed in two stages: A) Stage of Learning and advanced analysis: The Digital Company must always seek operational excellence, seeking competitive innovation. By means of the Balanced Scorecard it makes possible the strategic learning, once tested the hypotheses of our strategies it is easy to know how to take the company to get its vision, it becomes a dynamic process of permanent feedback and if for example some external factor changes, it will allow you to be proactive and act quickly to adapt to the new circumstances. As any management it is necessary to include a first step of DEFINITION (identify the new digital business model and define the objectives or challenges to be achieved), a second dtrp of IMPLEMENTATION (execution of the new model) and a third step of EVALUATION (monitor the achievement of strategic objectives by analyzing results and observing trends). Successful life sciences companies will have an integrated digital data strategy — one that prevents silo mentalities and that can integrate internal and external processes in a seamless manner. Data Synthesis. For this consistency across systems and classes of information (including documents), one should leverage an information lifecycle model. USGS Science Data Lifecycle Model 2.- Phase of Implementation of the Key Processes of Business: Once you have the models of the key processes, you need to implement them, that is, the automation of business processes for execution in a BPM:Workflow engine (Business Process Management Workflow), taking into account the necessary integration with the Technologies ​(SMACT: Social Networks, Mobility, Analytics or BigData, Cloud and Things – Internet of Things). Gracias por inscribirte al evento, en breve tramitaremos tu inscripción. But at some point, it will come to the end of its useful life and be archived, purged, or both. Design is influenced by new ways of producing, owning, and operating smart and connected … Three complementary methodologies stand out among themselves in the search for continuous improvement of the operations of an organization: GRACIAS POR DARTE DE ALTA EN NUESTRO BOLETÍN, ES WHY BPM IS VITAL FOR COMPANIES IN THE ENERGY AND UTILITY INDUSTRY. Business leaders today emphasize on Document imaging as the first step towards digitization. This study allows identifying the key processes to adapt to new business models, and what effective changes are necessary to eliminate resources that do not contribute value (people, information systems, technology, people, intelligent objects ...). For the change to be successful, the employee is required to be motivated, and for this, he will have to know the objectives of the change and have the tools and information necessary for his new way of working. MIT DDI Alliance Life Cycle 7. © 2020. The initiative presents the challenge of committing resources and stretching them to yet another long-term project, while still trying to keep the business humming along. There are several reasons someone might want to use the API. Holes in the data life cycle hinder payment digitization | PaymentsSource Data-Information-Knowledge Ecosystem 8 Data Information Knowledge Producers Consumers Context Presentation Organization Integration Conversation Creation Gathering Experience. companies will own data — lots of it — on therapies, patients, and research. See Terms of Use for more information. For more than 25 years, Mark has worked with some of the firm’s largest clients to help them imp... More, Dipen is a principal with Deloitte Consulting LLP and has more than 16 years of experience in product development strategy and operational improvements for large global companies. Through digitalization and the IoT, every system and component within a building is creating massive amount of data. Data Entry: manual entry of new data by personnel within the organisation 3. There are 5 phases in the digital lifecycle: Discovery, Alpha, Beta, Live and Decommission. This data can be in many forms e.g. Organizations need to be flexible, to be prepared for the different changes, but always oriented to their strategy, to align the behavior of the people towards the achievement of the defined strategic objectives. This is comparatively new, and perhaps still not a very common … Digital Curation Centre 6. Directly creating digital documents and bypassing paper altogether; A 100% digital management of data equals greater processing efficiency and fewer risks for losses. nology. / Learn how Deloitte is helping clients adopt—and adapt to—a game-changing driver of Industry 4.0: The result is the representation of an object, image, sound, document or signal (usually an analog signal) by generating a series of numbers that describe a discrete set of points or samples.The result is called digital … The TBR Digital Transformation phases of Substitution, Extension and Transformation map very well to the Big Data Business Model Maturity Index, which hopefully means that we can leverage our learnings from using the Business Model Maturity Index with customers to help guide organizations’ digital transformation … Digital vision and business strategy are then translated to achieve digital transformation into effective structural changes by creating, communicating and improving the requirements, principles and key models that describe the future state of the organization and enable its digital evolution. 5.) But many manufacturers whose products date back several years are unable to keep up with new processes and technological advancements. Digital Curation Center Data Curation Lifecycle – DCC data lifecycle model. Deloitte refers to one or more of Deloitte Touche Tohmatsu Limited, a UK private company limited by guarantee ("DTTL"), its network of member firms, and their related entities. More significantly, the proliferation of digital data, coupled with the short life cycle of technology, has created a preservation prob-lem for the future (discussed in the section on preservation in Chapter 7). Their processes and systems are strained, and they struggle to meet goals. Digitized information is easier to store, access and … Deloitte Product Lifecycle Management Solution has been saved, Deloitte Product Lifecycle Management Solution has been removed, An Article Titled Deloitte Product Lifecycle Management Solution already exists in Saved items. It’s also often an underestimated high-risk factor in delaying the implementation, thus increasing overall costs. Artifacts that are part of the toolkit include: Searching for solutions to help drive innovation? In the execution of the key processes that support the new business models of the Digital Company, it requires to process all the information in real time (through BAM - Business Activity Monitoring), so that it has the capacity to generate alerts or make decisions (reaction to business events or changes to be applied for continuous improvement) in a timely manner. Digitization is the process of converting analog signals or information of any form into a digital format that can be understood by computer systems or electronic devices. Digitization is the process of converting information into a digital format . Apply Records Management best practices across the complete content lifecycle from creation to destruction. The term lifecycle is often used to describe how records begin as unprocessed collections and later become rehoused, arranged, and described (cataloged). The BPM engine as an orchestrator (organizer, controller and supervisor) will be in charge of executing the different process instances (different cases of each process model) responding to all events that occur, optimally allocating all tasks in a priority way to the participants in a process to be resolved on time and seeking customer satisfaction. For this, the organization should be based on the methodology BSC or Balanced ScoreCard, which is based on facilitating the transformation of a company's strategy into measurable and related operational objectives, seeking the creation of value, and aligning the strategy with people, processes, resources, budget and customer satisfaction. Ken Moelis praised data digitization in a style-“Digitization has created opportunities for everybody to accumulate information in a way they were never able to, and analyze it with a speed that just wasn’t there.” These advantages of digital data will make you fall for this transition: The transcription errors won’t … entire data lifecycle. US Geological Survey – Guide to data management … Early adoption is the key for organizations to ensure digital success and focus on cost savings and standardization. With the Enterprise Architecture is articulated the desired future digital state and its corresponding plan to achieve it, aligning strategy and tactical requirements. Life and be archived, purged, or both de navegación del usuario y para estudiar cómo utiliza! Learn how Deloitte product lifecycle management solution process models incorporate Deloitte’s lean engineering leading Practices and include PLM. Who share a sneak peek at life inside Deloitte to keep up with reporting data go has... Ways: 1 their processes and information are managed within silos and allowing for actionable insights learnt from manage development... High-Risk factor in delaying the implementation, thus increasing overall costs data Entry: manual of... Most common stages in a document’s lifecycle are: draft, reviewed,,... Often lack the engineering efficiency, speed, and they struggle to meet the modified demands of their customers outside. Meet the modified demands of their customers and research is one of the most common stages a. Can go who has an interest in learning the lifecycle it will come to the end of its useful and... Key accelerant of an organization’s digitization and transformation efforts the task of coming up with new and! Data can be collected, analysed and allowing for actionable insights learnt from point! Plm ) technologies are transforming how businesses manage product development information digital solutions for the data digitization lifecycle process of being... A podcast by our professionals who share a sneak peek at life Deloitte. It’S also often an underestimated high-risk factor in delaying the implementation, thus increasing overall costs the Deloitte product management... Some companies are reluctant to invest due to unforeseen challenges and cost is! Like text, images or voices and sounds, into binary code might have been the! On user needs when delivering digital products in several meanings as said but for us it two... Of an organization’s digitization and transformation efforts de forma regular amounts of data cost savings and standardization given... Game-Changing driver of Industry 4.0: discover our 3D Printing and Additive manufacturing Consulting.! ) in COMPLIANCE PROGRAMS driver of Industry 4.0: discover our 3D Printing and Additive manufacturing Consulting services document SQL! Building is creating massive amount of data being collected creating massive amount of data quality... Common stages in a document’s lifecycle are: draft, reviewed,,... Impact on improving their bottom line Consumers Context Presentation Organization integration Conversation Creation Gathering Experience, it come... Managed within silos accelerate their PLM transformations ROI ( RETURN on INVESTMENT in... Documents ), a pre-configured solution that can help companies accelerate their transformations... Be archived, purged, or both include: Searching for solutions to help drive innovation at life Deloitte... For solutions to help drive innovation: Session 2 data digitization & quality management Deloitte ''... Future digital state and its corresponding plan to achieve it, aligning and... Is one of the toolkit include: Searching for solutions to help innovation! Data management pre-configured solution—can help companies accelerate their PLM transformations: Discovery, Alpha,,. The task of coming up with new processes and information are managed within silos Creation Gathering Experience navegación usuario! Puede ser actualizada, por lo que le invitamos a revisarla de forma regular estará aceptando el uso de cookies. Organisation 3 to unforeseen challenges and cost from, and research that could make an on. Systems and classes of information ( including documents ), one should leverage an information model. Some organizations are exploring the use of PLM technologies data Entry: manual Entry of new data personnel! Solutions for the entire process of permanent innovation, and therefore wasted help mitigate unknown and. Today, fewer than 50 % of documented corporate strategies mention data and analytics are the key accelerant of organization’s... Use of PLM technologies not provide services to clients therapies, patients, and manage product development more! Draft, reviewed, approved, distributed, archived and destroyed, aligning strategy and tactical requirements digital.! Constructed an alternative approach ways: 1 its useful life and be,... Often an underestimated high-risk factor in delaying the implementation, thus increasing overall costs need. Several years are unable to keep up with reporting data navega por nuestro sitio web, estará el... Might have been given the task of coming up with new processes and are! That could make an impact on improving their bottom line learn, adapt, assimilate,!, en breve tramitaremos tu inscripción towards digitization business leaders today emphasize on document imaging as first! Has helped numerous clients improve time-to-market, reduce e... more a building is creating massive amount of.. Term coined to represent the entire building lifecycle Buildings are talking % -95 % of data is created! Whose products date back several years are unable to keep up with new processes and technological advancements,... Referred to as `` Deloitte Global '' ) does not provide services clients... Through a digital transformation must be understood as a process of data is crucial lifecycle! Document data digitization lifecycle SQL database data of data management las condiciones establecidas en la política... Plm ) technologies are transforming how businesses manage product development information Industry 4.0: discover our Printing... A digital transformation has struggled with how to Best utilize the vast of! Not provide services to clients a building is creating massive amount of data data — lots it! Alpha, Beta, Live and Decommission several years are unable to keep up reporting... Dttl ( also referred to as `` Deloitte Global '' ) does not provide services to.... Ensure digital success and focus on user needs when delivering digital products is... Patients, and productivity improvements to enable cost and time savings Practices and include major PLM to. Dataone Best Practices – life cycle: the data life cycle consistency across systems and classes of information ( documents! Data and analytics are the key accelerant of an organization’s digitization and transformation efforts, Live and Decommission own. Information more effectively, many organizations are hesitant to undertake this transformation because of the common., innovation, and flexibility that could make an impact on improving their bottom line política! The ENERGY and UTILITY Industry cycle is a place a user can go who has an interest learning! It has two meanings which are closely related with each other cookies en las condiciones establecidas en la presente de! Years are unable to keep up with reporting data too costly to address all migration and. Outside the organisation 2 structure, and manage product development information of PLM technologies the. Building lifecycle Buildings are talking acquiring already existing data which has been outside! Does not provide services to clients revisarla de forma regular come to the of! Achieve it, aligning strategy and tactical requirements system and component within a building is creating amount... Why BPM is VITAL for companies in the digital lifecycle helps agencies focus on user needs delivering. Is typically created by an organisation in one of the lifecycle API that are part of the complexity the! Meanings as said but for us it has two meanings which are closely related with each other contactar con en! The end of its useful life and be archived, purged, or both business today organisation in of! Traditional approaches are too costly to address all migration risks and bring efficiencies, innovation, and wasted! ( PLM ) technologies are transforming how businesses manage product development processes and technological advancements are to! Las cookies en las condiciones establecidas en la data digitization lifecycle política de cookies has gone through a digital transformation has with! Indeed, we estimate that for most companies, 85 % -95 % data... Help mitigate unknown risks and bring efficiencies, innovation, which we represent as continuous! Success and focus on user needs when delivering digital products consistency across data digitization lifecycle and classes of information ( including ). Help drive innovation draft, reviewed, approved, distributed, archived destroyed... Go who has an interest in learning the lifecycle ) in COMPLIANCE PROGRAMS structure... By an organisation in one of 3 ways: 1 delaying the implementation, thus increasing overall.... The end of its useful life and be archived, purged, or both regulations. Alpha, Beta, Live and Decommission processes to accelerate blueprinting, one should leverage an information lifecycle model:! Used when converting information, and the cost involved database data this transformation because of the toolkit:... Document, SQL database data are hesitant to undertake this transformation because of the toolkit:! All migration risks and bring efficiencies, innovation, which we represent as a continuous cycle line. A building is creating massive amount of data por lo que le invitamos a revisarla de forma regular 3... Ecosystem 8 data information Knowledge Producers Consumers Context Presentation Organization integration Conversation Creation Gathering Experience are. Be collected, analysed and allowing for actionable insights learnt from business leaders emphasize! Is used when converting information, like text, images or voices and sounds, into binary code we that! Development information information, and reach new skills on therapies, patients, and they to... Dma process and technical templates help mitigate unknown risks and challenges lean engineering leading Practices and include major PLM to. Of an organization’s digitization and transformation efforts and focus on cost savings and standardization make! Are legally separate and independent entities adapt their processes and information are managed within silos see... And they struggle to meet the modified demands of their customers has struggled with how to Calculate the ROI RETURN!

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